Waiting years for tax deductions is a hassle. Learn how to claim 65% of your energy upgrade costs via the GSE and avoid the 90-day paperwork trap.

The Conto Termico 3.0 is a literal cash-back game changer that puts money directly into your bank account via the GSE, allowing you to snag up to sixty-five percent of your costs back for high-tech upgrades.
The program has a very strict "ninety-day window" for filing claims. You must submit your application through the digital Portaltermico platform within exactly 90 days of finishing the work. Missing this deadline by even one day will result in losing the opportunity for a refund entirely.
High-tech upgrades such as heat pumps, hybrid systems, and building automation can qualify for a cash-back refund of up to 65% of the eligible expenses. For specific public sector projects, such as those involving schools, healthcare facilities, or small municipalities with fewer than 15,000 inhabitants, the incentive can cover up to 100% of the total costs.
These categories represent the two main pillars of the incentive roadmap. Titolo II focuses on the building "envelope," which includes insulation, windows, and smart building automation systems. Titolo III focuses on the "engine room" or the energy-producing equipment, such as heat pumps, biomass boilers, and solar thermal systems. The 3.0 version of the program allows these two categories to be combined for more comprehensive renovations.
Public administrations and non-economic third-sector entities have access to a "reservation" mechanism, allowing them to secure funds before starting the project. They can also request a down payment (acconto) of up to 50% once work begins. Private businesses, however, generally follow the standard procedure of paying for the work upfront and receiving the refund after the project is completed and verified.
No, the Conto Termico 3.0 is strictly for existing buildings. To qualify, a building must already be equipped with a working winter air conditioning or heating system. Because the program is performance-based, it requires proving an improvement over an existing state, often necessitating a pre- and post-intervention Energy Performance Certificate (APE).
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